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Spend Less Than You Earn (1) – Housing

If you want to achieve financial independence from a traditional paid job, there is a very simple principle: spend less than you earn, invest the difference, and repeat this until you reach your target number. Easier said than done?…

Personal Finance

Hände weg von Konsumschulden

In Zeiten sehr niedriger Zinsen sind Verbraucherkredit ein tolles Produkt – aber leider nicht für die Verbraucher, sondern für die Banken. Die Eurozone hat extrem niedrige Zinssätze, die Banken müssen Negativ-Zinsen zahlen, wenn sie das Geld bei der Europäischen…

Posts in English

Stay Out Of Consumer Debt

In these times of very low interest rates, consumer credit is a great product – unfortunately not for the consumers, but for the banks. The Eurozone has been on extremely low interest rates, banks have to pay negative interest…