Hiya, good to see you!

My name is Katrin and I quit the corporate world just before I turned 49 to pursue ventures directed by my personal interests rather than the need to earn a high income. This was only possible since my husband and I had worked on creating income streams independent of our jobs since the early 2000s – and because I had built up a dedicated pile of F***-You-Money. We live in a large city in northern Germany and have a grown-up son. If you want to know more about my back story you can check out the interview the FIREhub.eu-team did with me (gibt auch eine deutsche Version 🙂).

Why this blog

Although I’d been interested in finance for quite a long time, I didn’t really get started on personal financial planning and systematic investing before my mid-thirties. And I only discovered the FIRE (Financial Independence Retire Early) community in 2017, almost two years after I left my last job.

While the FI(RE) idea seems to gain traction in the US, it is not really a thing in Europe (yet). But job cuts are frequent these days, and the gig economy and automation are gaining ground. So it’s becoming increasingly important to think beyond life-long full-time employment. We need to stay on top of our personal finances to secure financial stability and freedom of choices over the course of our life.

I want to help ‘spread the word’, and share the knowledge I gained along my own journey to FI(RE). And I will add a more European or specifically German perspective, as investment patterns, health insurance, social security and tax systems differ significantly from the US.

Since I firmly believe that more is not always better, my take on financial independence is also closely related to my philosophy of living the good life – hence the sub-line in the blog’s name. And although the focus of this website is on personal finances, please always keep in mind money and financial independence are means to an end – not ends in themselves. Don’t postpone enjoying your life till you’re (early) retired!

When you dive into the content on this blog you’ll notice that most of the posts are in German and English – here’s why (hier steht warum).